Become an Authorised SendSpend Merchant.

Merchant Onboarding

SendSpend Emblem

Start accepting electronic payments from your Customers Instantly!

  • Whether you’re a  Small/Medium Business or Large Business, we have a solution for you
  • Suitable for e-commerce online shops
  • Suitable for Apps i.e. Netflix
  • Suitable for physical stores

Sign Up using the online Registration Form found at

Documents Required

  • Proof of Trading Address and Registered Address of the business
  • Proof of Address of Directors
  • Proof of identity (ID Card or Passport) of owner or directors if a company
  • Proof of Registration (for companies), including company number and tax numbers
  • Proof of Bank Account
  • Details of Ultimate Beneficial Owners

Benefits of SendSpend as a Payment Option

  • Allow people who don’t have a bank account or payment card to pay you electronically
  • Lower Payment Processing Fees than most regular payment cards
  • Tap into a whole new market of unbanked people, 1.7 billion across the globe.
  • Quick and Easy for shoppers to download the SendSpend App from Google Play Store and sign up in a matter of minutes.
  • Highly Secure Transaction. 2 Stage Transaction Authentication (PIN and OTP) for customers – reduces the risk of fraud and customer disputes.

Merchant Services API

Payment Gateway for online merchants to receive payment from SendSpend Customers – Plugins for selected e-commerce shops and easy to implement API for others.


SendSpend charges a Flat Rate Payment Processing Fee ranging from 2.5% – 4% depending on volumes. 

  • No Minimum Transaction Fee
  • No Monthly Fees
  • No Denied Transaction Fees
  • No Refund Fees
  • No Pre-Authorisation Charges
  • Low Transaction Costs

Merchant Remittance

Payments are remitted within 72 hours to your nominate bank account.

Transaction Limits

Transaction Limits will be advised when your Merchant Account is activated.