The SendSpend Customer App is for private and business use by people who have no bank account but wish to make or receive payments electronically. Cash is deposited or withdrawn at an Agent.

• If you are a small, informal business you can make or receive payments electronically using the App, thereby making your business more secure and at the same time helping you to build a financial profile which will assist you in growing your business.
• If you are a consumer you can use the App to send money instantly to family or friends, pay online or instore for various products and services at participating merchants, or have your wages/government grant paid directly into your SendSpend App.
• Below, we have highlighted the main ways in which you can use SendSpend.