GROW YOUR

BUSINESS WITH

SendSpend is a UK-based Neo-Bank, regulated by the FCA and supported by a UK clearing bank.We replace outdated systems and provide fast, secure, and cost-effective payment solutions across the UK and EU.What we offer:

UK & EU Business Bank Accounts with IBANs
Cardless e-Wallets and APMs – Alternative Payment Methods
Open Banking (A2A) Payment Gateway
Real-Time Cross-Border Remittance
Crypto On/Off Ramping
Full access to BACS, CHAPS, Faster Payments, SWIFT, SEPA & SEPA Instant

No cards. No delays. Just real-time payments — 24/7. SendSpend is transforming the way businesses send and receive money — removing card networks and intermediaries for faster, cheaper, borderless payments.

UK BANK &

IBAN ACCOUNTS

AGENT APP
HUMAN ATM ENABLES AGENT TO RECEIVE AND GIVE CASH

CUSTOMER APP
FOR BUSINESS SOLE PROPRIETOR & MERCHANTS

CARDLESS PAYMENT GATEWAY MERCHANT ACCOUNT

REMITTANCE
CROSS BORDER SETTLEMENT CUSTOMER APP

CUSTOMER APP PERSONAL

CARDLESS DIGITAL WALLET FOR INDIVIDUALS

INNOVATIVE PAYMENT

SOLUTIONS TO FUEL YOUR BUSINESS GROWTH

UK BANK

ACCOUNT

CARDLESS

PAYMENT GATEWAY

REMITTANCE – CROSS BORDER SETTLEMENT

REMITTANCE – CROSS BORDER

SETTLEMENT

UK BANK ACCOUNTS
BUSINESS
REAL & VIRTUAL IBAN’S
DOMESTIC & FOREIGN CLIENTS
CARDLESS PAYMENT GATEWAY OFFERED WITH EACH

PAY ONLINE WITH OPEN BANKING AND EWALLET – NO CARDS NEEDED
FOR ONLINE & PHYSICAL MERCHANTS
CONNECTED TO ALL UK BANKS
EASY API INTEGRATION
INCLUDES REQUEST PAYMENT LINK
PRE-AUTHORISATION FUNCTION
UK AND FOREIGN MERCHANTS

CROSS BORDER SETTELMENT
REAL TIME CROSS BORDER PAYMENTS
FOCUS ON EXOTIC CURRENCIES/COUNTRIES
API INTEGRATION TO EXISTING BANKING INFRUSTRUCTURE
CREDIT TO BANK, MOBILE MONEY OR CASH COLLECTION

Payments on the Go:

Connect Anywhere, Anytime with SendSpend App

CUSTOMER APP
BUSINESS – DIGITAL WALLET

CUSTOMER APP
PERSONAL DIGITAL WALLET

REMITTANCE – CROSS BORDER SETTLEMENT

AGENT APP
HUMAN ATM

TOUCHLESS A2A POS PAYMENTS
INTERNATIONAL MONEY REMITTANCE
TRANSACTION AUTHORISATION
CREATE QR CODE
REQUEST PAYMENTS
LINK PAYMENT GATEWAY TO ONLINE POS
MULTICURRENCY

SEND AND RECEIVE PAYMENTS DIRECTLY THROUGH SMARTPHONES.
NO CARDS
NO TRADITIONAL BANK ACCOUNTS NEEDED
IN- APP PRODUCTS FOR FAST PURCHASE

SENDSPEND OFFERS TWO TYPES OF AGENTS:
SMART AGENTS, WHO USE THE SENDSPEND AGENT APP FOR MOBILE OR FIXED-LOCATION SERVICES,
AND CORPORATE AGENTS, LARGE RETAILERS INTEGRATING SENDSPEND’S API FOR CASH- IN/CASH-OUT SERVICES.