SendSpend Terms and Conditions

Last updated: June 2025

1. About Us

SendSpend is a UK-based financial technology company, authorised and regulated by the Financial Conduct Authority (FCA) as a Small Electronic Money Institution (FRN: 932841). SendSpend Limited is incorporated in England and Wales. We are also ISO/IEC 27001 certified, demonstrating our commitment to the highest standards of data protection and security. SendSpend is registered with the Information Commissioner’s Office (ICO) under the Data Protection Act 2018.

2. Use of the Website

By accessing or using this website, you agree to use it for lawful purposes only. You must not use the website in any way that breaches any applicable local, national, or international law or regulation. You agree not to misuse the website by knowingly introducing viruses, trojans, worms, or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which it is stored, or any server, computer, or database connected to the website.

3. Intellectual Property

All content, designs, graphics, text, software, and other materials on this website are owned by or licensed to SendSpend and are protected by intellectual property laws. You may not reproduce, distribute, modify, transmit, or otherwise use any part of the content without prior written permission from SendSpend.

4. Limitation of Liability

While we strive to ensure the accuracy and reliability of the information on this website, SendSpend makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Your use of the website is at your own risk. SendSpend will not be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

5. Links to Other Websites

This website may contain links to other websites which are not under the control of SendSpend. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

6. Changes to These Terms

We reserve the right to modify these terms and conditions at any time without prior notice. Changes will be effective immediately upon posting. We encourage users to review this page regularly to stay informed about the terms governing the use of our website. If material changes are made, we will take reasonable steps to notify you, such as placing a prominent notice on the website or contacting you directly where appropriate.

7. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.